1. Refund Policy

    Swen Health is committed to providing quality healthcare assistance. Refunds are processed according to the service booked and the applicable cancellation terms mentioned below.

  2. Refund Eligibility

    • Cancelled appointments before confirmation.
    • Duplicate or accidental payment transactions.
    • Failed bookings due to technical issues.
    • Service unavailable from the healthcare provider.
    • Approved refund requests after verification.
  3. Doctor Appointment Refunds

    Refunds for doctor appointments are subject to the hospital, clinic, or doctor's cancellation policy. Approved refund requests will be processed only after successful verification.

  4. Ambulance Booking Refunds

    Ambulance booking refunds depend on cancellation timing, vehicle dispatch status, and partner policy. Once an ambulance has been dispatched, refund eligibility may be limited or unavailable.

  5. Refund Eligibility Criteria

    • Duplicate or accidental payments.
    • Payments made for unavailable services.
    • Transactions that failed but were debited.
    • Approved cancellations according to our cancellation policy.
    • Other refund requests approved after verification by Swen Health.
  6. Non-Refundable Situations

    • Services already completed.
    • Missed appointments without prior cancellation.
    • Delays caused by hospitals or third-party providers.
    • Incorrect booking information provided by the user.
    • Refunds restricted under applicable laws.
  7. Refund Process

    Once your refund request is approved, Swen Health will initiate the refund using the original payment method, wherever possible. Verification of payment details may be required before processing.

  8. Processing Time

    Approved refunds are generally processed within 7–10 business days. Actual processing time may vary depending on your bank, payment gateway, or financial institution.

  9. Cancellation Policy

    Appointment and ambulance booking cancellations should be made before the scheduled service time. Refund eligibility depends on the cancellation timing and the respective healthcare provider's policies.

  10. Payment Gateway

    All online payments are securely processed through trusted payment gateway partners. Swen Health is not responsible for delays caused by banks, payment gateways, or financial institutions after a refund has been initiated.

  11. Changes to this Refund Policy

    Swen Health reserves the right to modify or update this Refund Policy at any time. Any changes become effective immediately after they are published on this page. Users are encouraged to review this policy periodically.

  12. Need Help?

    If you have any questions regarding refunds, cancellations, or payment-related issues, please contact our customer support team.